What will your
child's future look
like at 18?
Fund18 is an investment account for your child's future. You top it up every month, your child watches it grow, and at 18 it's theirs.
from birth ~€58,000 at age 18 Illustrative example,
8% avg. annual return
It's never been this simple
Forget investment-linked life insurance — an expensive, complicated and not always effective way to invest.
- 5 minutesTo open an account
Enter your child's age, your goals and time frame
- 1 decisionChoose a monthly amount
Change it or pause it any time, with no restrictions
- 1 fundFor every child
The money goes into one global equity fund
- 0 expertiseNothing to worry about
Transfers are automatic — no extra time needed
Fund18 is built by two mums who teach financial literacy
Learn about INWESTWe built the product we wished we had as mums.
Rena Saribekian - KinderėMum of Nojus, 4
Jekaterina GovinaMum of Gerda, 15What could your child have at 18?
Change the amount or your child's age and see.
Projections assume 8% average annual growth of a global equity fund (after Fund18 fees). These figures are for illustration only — actual returns will differ and are not guaranteed; markets can go down as well as up.
One family, two views
Parent view
Child view
Parents' most common questions
Where is the money invested?
In one global equity fund that covers thousands of companies around the world. There's nothing to choose — every child invests in the same fund.
What if the markets fall?
In some years the portfolio will be worth less than you put in — that's how markets work. The longer you invest, the more the ups and downs even out. Contributions carry on automatically, and the worst thing you can do is pull out at the lowest point.
Is Fund18 licensed?
We are building Fund18 to meet EU investment services requirements. We will apply to the Bank of Lithuania for a licence and won't start operating until we have it.
18 years will pass either way
The question is — what do you want to do for your child's future in that time?