FAQ
About the product
What is the money invested in?
One global equity fund covering thousands of companies around the world. There's nothing to choose — every child invests in the same fund.
How much does it cost?
1% a year of the portfolio value and €1 a month for account administration. We don't charge for opening or closing the account, for transfers or for changing your contribution.
What's the minimum to start?
From €50 a month. You can change or pause your contribution any time, with no penalties.
About control and your child
Whose name is the account in?
The account is opened in the name of a parent or guardian, but it's meant for the child. Until the child turns 18 the money legally belongs to you; when they turn 18, the rights to the account pass to them.
What if I want to pause or reduce my contributions?
You can change the amount or pause it any time, with no penalties and no extra fees.
About risk and safety
What if the markets fall?
In some years the portfolio will be worth less than you put in — that's how markets work. The longer you invest, the more the ups and downs even out. Contributions carry on automatically, and the worst thing you can do is pull out at the lowest point.
Is Fund18 licensed?
We are building Fund18 to meet EU investment services requirements. We will apply to the Bank of Lithuania for a licence and won't start operating until we have it.